Services
DEFINITION OF
GENERAL INSURANCES
Motor Insurance,Health Insurance, Super Top-Up Health Insurance, Travel Insurance & Home Insurance
Protection against the risks of Fire, Lightning, Explosion/lmplosion, Aircraft
Damage, Riot, Strike, Malicious Damage, Storm, Typhoon, Hurricane, Tornado,
Flood and Inundation, Impact damage, Subsidence and landslide including
Rock slide, Bursting and overflowing of water tanks, apparatus and Pipes, Missile
testing operations, Leakage from Automatic Sprinkler Installation, Bush Fire.
Burglary, Theft, Money Insurance, Neon Sign Board, Machinery Breakdwon, Plate
Glass, Electronic Equipment Insurance, Portable Equipment Insurance, Fidelity
Insurance
Provides health insurance/accident cover to a group of people, a common
example is company-wide insurance for employees. The benefits are usually
standardized across all benefactors, and such plans are usually cheaper than
individual plans because the risk to the issuer is spread out through an entire
group.
A standard insurance policy issued to business organizations to protect them against
liability claims for bodily injury (Bl) and property damage (PD) arising out of premises,
operations, products, completed operations, advertising and personal injury (Pl).
Provides cover for the personal liability of Directors and Officers arising due to wrongful
acts in their managerial capacity. Defence costs are also covered and are payable in
advance of final judgment. This policy provides protection for claims brought against
directors, officers and employees for actual or alleged breach of duty, neglect,
misstatements or errors in their managerial capacity.
Specialty crime coverage that insures against loss by the surrender of property as a result
of a threat of harm to the named insured, an employee, or a relative or guest of the
insured or the insureds employees.
Package policy designed to meet the insurance needs of jeweller’s and other
establishments dealing in diamonds, precious stones. The Policy protects the
jewellery *bullion ,cash etc. at his premises against Fire & allied perils and losses
due the burglary and robbery. The Policy also provides protection when such
valuables are in transit or , under the custody of the insured,directors,cutters,
sorters . In addition to the valuables the furniture and other business equipments
may also be covered against Fire and Allied perils and other perils.
Provides package coverage for the sponsor of public or private events, such as
concerts, festivals, conferences, trade shows, sporting events, and celebrations,
to name a few. Available coverages include property insurance, cancellation
insurance,Public Liability & Personal Accident.
IDI provides protection against the cost of repairing, restoring or strengthening of the
insured building if the “Damage” is caused by an “Inherent Structural Defect”.
Coverage against loss of or damage to a ship; and in-transit cargo loss or damage over
waterways, land, and air.
Insurance covering an insureds liability to third parties for causing bodily injury (Bl) or
property damage (PD).
The liability for bodily injury (Bl) or property damage (PD) incurred by a
merchant or manufacturer as a consequence of some defect in the product
sold or manufactured.
Protection against financial loss arising out of the legal liability incurred by an
insured because of injury or damage resulting from the use of a covered
product or out of the liability incurred by a contractor after a job is completed
(completed operations cover).
Protects the insured against liability in respect of negligent acts, error or
omission in performance of professional duties.
Provides coverage for loss of money, securities, or other assets resulting from employee
theft, computer fraud, forgery, loss of employee benefit plan assets, and more
Provides coverage for an employer’s two key exposures arising out of injuries sustained by
employees. Part One of the policy covers the employer’s statutory liabilities under
workers compensation laws, and Part Two of the policy covers liability arising out of
employees’ work-related injuries that do not fall under the workers compensation statute.
Trade credit insurance is an insurance policy and a risk management product offered to
business entities wishing to protect their accounts receivable from loss due to credit
risks such as protracted default, insolvency or bankruptcy.